Aetna Medicare Advantage
Aetna offers Medicare Advantage plans that are designed to help senior citizens to have comprehensive and extensive healthcare and medical coverage. Aetna Medicare Advantage plans are the right kind of medical insurance plan for those who wanted extra coverage or wanted to have this coverage no matter where they go to.
What You Get From Medicare Advantage
Medicare Advantage is expected to provide a certain level of coverage that is standard among these kinds of plans. Though they are only available through private insurance companies, they are regulated by Medicare. The companies are given the freedom to choose which type of policy to sell and to set its price. However, they are required to follow the standards and the guidelines set by Medicare.
All Medicare Advantage plans include coverage for Medicare Part A, except for hospice care, and Part B, which provides for emergency medical care and any healthcare services classified as urgently needed. Some Medicare Advantage plans cover prescription drug costs (Medicare Part D), routine check-up services, x-ray, eyeglasses, and hearing aids.
Available only to seniors which has Original Medicare, Medicare Advantage plans actually replace Original Medicare since it is already provided for by the insurance company. If you avail of their plans, Aetna will be providing you with the coverage of both Original Medicare and Medicare Advantage.
Compare Medicare Advantage Plans Florida
Aetna—the Right Network
Why Aetna—you might ask. Aetna has an extensive network of partner hospitals, clinics, pharmacies, and doctors’ offices. This affiliates’ network had an agreement with Aetna to render the necessary healthcare and medical services with no out-of-pocket expenses from those who subscribe to an Aetna plan. However, it is a different case once the subscriber goes to a healthcare facility that is out of the network. He or she might need to fully or partially pay for the healthcare service availed from these facilities, depending on the chosen network plan option.
One of these options is the HMO. It is the most affordable among all plans. Still, it most popular, but it will only provide coverage within the network, though, except in emergency cases when a patient needs immediate medical attention. The plan holder will have to pay for the full cost of a medical service or procedures done in a medical facility outside of Aetna’s network. You may get an Aetna HMO at a very competitive price that varies among different areas. If you want to know how much it will cost in your locality, you can use the search tool on our website and provide your zip code.
A PPO plan, on the other hand, will provide coverage in and out of the network. Plan holders will get full coverage from hospitals and clinics within the system and partial coverage outside of it. PPO is priced higher than an HMO because it can be used in more areas in the country. You might want to consider that for a few more dollars, you’ll get coverage even if you go somewhere.
Aetna also offers a plan that may be considered as an in-between. The HMO-POS plan is the kind of Medicare Advantage that gives full coverage on the network and will cover some medical services outside the system. You might want to consider this type of Medicare Advantage plan, as well, and see if it will cover the kind of medical services that you specifically need. With its flexibility, it might be the right choice for you.
Lastly, DSNP is Medicare Advantage plans, which are only available to seniors eligible for Medicaid and Medicare. This kind of policy will provide better coverage than the rest. To avail of such a plan, you need to ensure that you are considered to be a special needs candidate. Otherwise, you will not qualify.
What Makes Aetna Plans Special
Signing up with an Aetna Medicare Advantage will not only give you healthcare and medical coverage, but it will also let you enjoy access to a wide array of services and additional benefits. Some of these extra perks include free gym memberships and personalized diet and exercise plans, which are necessary for your overall well-being. These extra perks will not cost you anything. With everything that it has to offer, you will get to save money that you may still use elsewhere or deposit in a bank as part of your savings.
Aetna has been known to render excellent customer experience in helping them find the right plans for them. They also ensure that they were able to provide responsive and friendly customer service. The company is known for taking care of its members and for keeping their rates low and competitive.
You can check out their rates on our website. It is highly-advised to compare prices, as much as possible, and get as many quotations as you could before making a decision. This way, you will also see for yourself that Aetna’s plans are competitively-priced.
Aetna will also let you access their team of doctors and nurses who are available for phone consultations 24 hours a day. Phoned-in consultations save you the need to physically go to a hospital, especially if you are alone or not feeling well. Right at the comfort of your home, you will get medical advice and treat your illness immediately. These medical experts will tell you if you really need to go to a hospital to undergo a procedure. More importantly, the doctors can help identify medical problems at their early stage and stop them right away before they turn into something serious.
Aetna Medicare Advantage plans are worth considering. With its low price, extensive benefits, and high value, we can say that it is a good deal. But don’t just take our word for it. Use our website to check and compare different Medicare Advantage plans. You may also give us a call if you want a piece of advice from our team of medical insurance experts. We know how important your health and well-being so let us help you get the best plan for you.